Financial Literacy

Basics

Budgeting and Money Management: Understanding income, expenses, saving, and planning for the future.
Debt Management: How to handle student loans, credit card debt, and other personal loans responsibly.
- r/debt: "This subreddit is a place to discuss debt-related issues, debt management, collections, and more."
Investing Basics: Introduction to stocks, bonds, retirement funds (e.g., 401(k), IRAs), and the importance of long-term financial planning. "The best time to start was yesterday - the next best time is now".
Credit Scores: What they are, how to build and maintain good credit, and the impact of credit on life decisions.
Tax Basics: Filing taxes, understanding tax brackets, and how to avoid common mistakes.
- r/tax: News, discussion, policy, and law relating to any tax - U.S. and International, Federal, State, or local.

Mint: A personal finance app that helps you track your budget, manage bills, and set savings goals. Mint's core budget tracking features are free - offers paid features.
YNAB (You Need A Budget): A paid app that focuses on budgeting and financial literacy, with educational resources on managing personal finances.
r/PersonalFinance
r/Financialindependence